C.A.R. survey

As we move into the second half of 2025, the Bay Area real estate market continues to feel the ripple effects of larger economic forces. Inflation remains persistent, consumer spending shows surprising strength, and small business owners are cautiously optimistic. At the same time, California housing affordability remains close to cyclical lows, creating challenges for buyers and sellers...

As the Bay Area continues to navigate a shifting real estate and economic landscape, several key indicators from June and early July 2025 paint a nuanced picture of opportunity and challenge. From easing mortgage rates and increased buyer activity to steep insurance hikes and renters struggling with financial literacy, this month’s insights reflect a market at a crossroads. 💼 Small Business...