mortgage rates

As we move into the second half of 2025, the Bay Area real estate market continues to feel the ripple effects of larger economic forces. Inflation remains persistent, consumer spending shows surprising strength, and small business owners are cautiously optimistic. At the same time, California housing affordability remains close to cyclical lows, creating challenges for buyers and sellers...

As the Bay Area continues to navigate a shifting real estate and economic landscape, several key indicators from June and early July 2025 paint a nuanced picture of opportunity and challenge. From easing mortgage rates and increased buyer activity to steep insurance hikes and renters struggling with financial literacy, this month’s insights reflect a market at a crossroads. 💼 Small Business...

The real estate and economic landscape in June brought a wave of cautiously optimistic news—promising signs that momentum is shifting in a positive direction, though challenges still linger. Here's what Bay Area buyers, sellers, and real estate professionals need to know. ✅ Consumer Prices Cool Off – A Welcome Sign for Inflation Inflation took a softer turn in May, with the Consumer Price Index...

California’s housing market reached a pivotal milestone in April 2024, with the statewide median home price hitting a new record. Yet, beneath this price surge lies a more cautious story—rising economic uncertainty, elevated mortgage rates, and softening consumer sentiment. In this month’s Bay Area Market Insights, we unpack what’s driving these mixed signals and what it all means for buyers,...

As the cooler weather sets in, the Bay Area’s real estate market is heating up with a mix of shifting rates, increasing inventory, and eager buyers making moves. With the Federal Reserve’s recent interest rate cuts and more homes hitting the market, both buyers and sellers are adjusting their strategies.  Here’s what you need to know about how these trends are impacting Emeryville and the...

The Federal Reserve’s much-anticipated rate cut is finally here, and it’s sending ripples through the housing market. With the Fed lowering interest rates by 50 basis points (bps) for the first time since 2020, both homebuyers and sellers are watching closely to see how mortgage rates will react in the coming months.  The September real estate market shows both challenges and opportunities as...

The real estate landscape in the San Francisco Bay Area is continuing its dynamic evolution as we move through August 2024. While the overall economic environment is showing signs of moderation, the housing market remains resilient, with several key indicators suggesting a nuanced but optimistic outlook for both buyers and sellers. Bay Area Housing Market Performance Year-over-year (Y2Y) changes in home...

As we dive into the middle of 2024, the San Francisco Bay Area real estate market continues to demonstrate its dynamic nature, influenced by various economic factors, buyer behavior, and regional trends. This market insight for June 2024 will shed light on the latest data, including housing prices, sales trends, and mortgage rates, providing valuable information for buyers, sellers, investors, and...

As we move further into 2024, the San Francisco Bay Area housing market is demonstrating its resilience amid a backdrop of fluctuating economic indicators and evolving market dynamics. May has been a month of significant activity, with diverse trends observed across the region's counties. This comprehensive analysis provides key insights and detailed statistics to help you stay informed and navigate the...

Mortgage rates eased further last week before rising slightly in the past couple of days. Recent economic reports indicate that consumer inflation is back on a downward trend, and retail spending has slowed more than expected. Although more than a few reports will be needed to justify rate cuts by the Fed, the new data offers hope that the central bank might still lower rates in their upcoming July or...